After 30 years in New Jersey, with the kids grown and careers wrapped up, one couple made a move many of their friends did not expect: they retired to Atlanta. These were the three reasons.
1. Climate
New Jersey winters are long and cold, with months when you hardly want to go outside. Atlanta has mild seasons, little snow and plenty of sun, so most days are good for a walk, a game of pickleball or just sitting outside.
2. Property taxes
The average New Jersey residential property tax bill was $10,340 in 2025, according to the state Division of Taxation, and several towns average more than $25,000.
In Georgia, school taxes are the largest part of the bill, and several metro Atlanta counties exempt seniors from them fully or partly. Under 2026 rules, for example:
- Gwinnett: age 65+, full school-tax exemption on your home (income limit: Georgia taxable income of $124,648 or less for 2026).
- Cobb: age 62+, full school-tax exemption.
- Cherokee: age 62+, full school-tax exemption after five years of homestead in the county.
- Fulton: age 65+, partial school-tax exemptions.
So a similar home can cost a retiree a fraction of the New Jersey tax bill each year. Rules differ by county and you have to apply with the county, generally by April 1. Before you buy, I will help you work out the numbers.
3. A 55+ community
They chose a well-designed 55+ community with a clubhouse, fitness center, pool and walking trails, plus clubs and social events. The homes are low-maintenance with the main living space on one level, and the yards and common areas are maintained for them, so there is no more worrying about the roof or the lawn.
We spend our working years chasing the city with the best jobs. In retirement, life can be slower and easier. If you are thinking about retiring to Atlanta, let's talk about which county and which kind of community fit you.
