Foreign national and ITIN loans
Loans for buyers with an ITIN instead of a Social Security number, foreign nationals and international investors, and borrowers on many visa types, including EAD.
- ITIN holders
- Foreign nationals and overseas investors
- Visa holders, including EAD
- Students and new arrivals building assets in the US
How it works
These programs look at your passport and visa or ITIN, your bank statements in the US or overseas, and, for investment purchases, the property's rent.
Depending on the program, international credit references can stand in for a US credit history.
Money coming from overseas needs a clear paper trail. Plan transfers early, keep the bank records, and have statements in other languages translated.
I work in Chinese and English, and I can walk you through the wire and paperwork steps before you start.
Ask about foreign national and ITIN loans
Share a few details and I will call you within one business day. This form is not a loan application and does not affect your credit. Please do not include your Social Security number or any documents here.
Other loan programs
All home loans →Long (Zion) Chen, NMLS #2869394, licensed mortgage loan originator in Georgia (MLO License #2869394) and California (DFPI MLO License CA-DFPI2869394), sponsored by OrangePath Financial Inc., NMLS #2070941. This is not a commitment to lend. All loans are subject to credit approval and underwriting; terms, programs and eligibility are subject to lender approval, and not all programs are available in every state. OrangePath Financial Inc., NMLS #2070941, 3635 Peachtree Industrial Blvd, Ste 250, Duluth, GA 30096, is an Equal Housing Lender. Georgia Residential Mortgage Licensee #2070941. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, #60DBO-149772. NMLS Consumer Access